With 46 states active and high-stakes midterm elections on the horizon, 2026 is shaping up to be a defining year for the ARM industry. ## A Year of Change The legislative landscape in the United States is constantly evolving, with new laws and regulations emerging on a regular basis. As we head into 2026, there are several key trends that arm industry professionals should keep an eye on. Artificial intelligence (AI) is increasingly being used in the ARM industry, from data analysis to customer communication. However, there are also concerns about the potential impact of AI on jobs and the industry as a whole. ## Medical Debt: A Growing Concern Medical debt is a significant issue in the United States, with millions of people struggling to pay off medical bills. This has led to a growing trend of lawsuits and debt collections, which can have a devastating impact on individuals and families. In 2026, we can expect to see more states implementing laws and regulations aimed at addressing medical debt. ## Key Takeaways So what can arm industry professionals expect in 2026? Here are a few key takeaways: * Increased use of AI in data analysis and customer communication * Growing trend of medical debt lawsuits and debt collections * More states implementing laws and regulations aimed at addressing medical debt. As we head into 2026, it’s clear that the ARM industry will continue to face significant challenges and opportunities. By staying informed and adapting to changing trends, arm industry professionals can stay ahead of the curve and thrive in this rapidly evolving landscape.

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